A channel state reporting method based on a channel state information-reference signal (CSI-RS) in a wireless communication system, according to one embodiment of the present invention, may comprise the steps of: receiving a CSI-RS configuration associated with a partial band occupying a frequency band configured with a single numerology; and when CSI-RS configurations for multiple partial bands are included in the CSI-RS configuration, configuring the respective multiple partial bands with numerologies that are different from each other, and according to the CSI-RS configuration associated with the partial band, transmitting CSI information derived from a CSI-RS transmitted from the partial band.