A method for providing recommendations based on emotional intelligence includes: storing an account profile including a structured data set related to a transaction account including an account identifier, a budget restriction, and baseline biometric characteristics; receiving transaction data related to a proposed transaction including transactional information non-compliant with the budget restriction; receiving current biometric characteristics of an individual associated with the proposed transaction; determining impulsiveness of the proposed transaction based on a comparison of the baseline biometric characteristics to the current biometric characteristics; and transmitting a transaction recommendation based on the determined impulsiveness, wherein the recommendation is to proceed with the proposed transaction if the proposed transaction is determined to not be impulsive, and the recommendation is to not proceed with the proposed transaction if the proposed transaction is determined to be impulsive.