- 专利标题: Systems and methods for total loss handling via blockchain
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申请号: US15899857申请日: 2018-02-20
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公开(公告)号: US11037246B1公开(公告)日: 2021-06-15
- 发明人: William J. Leise , Douglas A. Graff , Stacie A. McCullough , Shawn M. Call , Eric Bellas , Jaime Skaggs , Jacob J. Alt , Eric R. Moore , Vicki King
- 申请人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 申请人地址: US IL Bloomington
- 专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人地址: US IL Bloomington
- 代理机构: Marshall, Gerstein & Borun LLP
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06Q30/02 ; G06F21/60 ; H04L9/06 ; G06Q40/02
摘要:
The present embodiments relate to systems and methods for using a blockchain or shared ledger to handle a total loss of a vehicle associated with a Vehicle Identification Number (VIN). A vehicle lifecycle may be tracked on a blockchain according to VIN. If the vehicle suffers a total loss, a transaction is broadcast to the blockchain to update the shared ledger to record the loss status of the vehicle. The blockchain may also include other information, such as mileage, regarding the vehicle and searchable by VIN. The other information and the loss status may be used to determine whether the vehicle likely represents a total loss.
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