An electronic device and method are disclosed herein. The electronic device includes a touch screen display, a wireless communication circuit, a processor and a memory. The processor implements the method, including receiving a first user input indicating a transaction card associated with an issuer identification, storing information for the transaction card, transmitting to a request to initiate a search for a plug-in software program associated with the issuer identification, receiving a response identifying at least one searched plug-in software program, receiving a second user input requesting installation of the at least one plug-in software program, transmitting an access request requesting download of the at least one plug-in software program, downloading and installing the at least one plug-in software program, transmitting a request for authentication of the installed at least one plug-in software program, and based on a result of the authentication completing the installation.