A device (12, 312, 494) operates to cause financial transfers responsive to data read from data bearing records. The device includes a reader (20, 314) that is usable to read check data from financial checks. The reader is also usable to read record document data such as an invoice or other remittance advice. At least one circuit (54, 332) of the device is operative to cause a determination to be made that check data and/or record document data corresponds to stored data. Responsive to the determination, check data and record data are made available to a payee terminal (346). The device may be operable responsive to receipt of embedded instructions from a check payment website to capture image data corresponding to an image of a financial check and to send the image data to a remote computer as indicated by the embedded instructions.