- 专利标题: Generating optimal strategy for providing offers
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申请号: US14808765申请日: 2015-07-24
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公开(公告)号: US11250499B2公开(公告)日: 2022-02-15
- 发明人: Gerald Fahner
- 申请人: FAIR ISAAC CORPORATION
- 申请人地址: US MN Roseville
- 专利权人: FAIR ISAAC CORPORATION
- 当前专利权人: FAIR ISAAC CORPORATION
- 当前专利权人地址: US MN Roseville
- 代理机构: Mintz Levin Cohn Ferris Glovksy and Popeo, P.C.
- 代理商 F. Jason Far-hadian, Esq.
- 主分类号: G06Q30/02
- IPC分类号: G06Q30/02 ; G06Q40/02
摘要:
Optimal strategies for providing offers to a plurality of customers are generated. A plurality of categorical attributes (for example, gender and residential status) and ordinal attributes (for example, risk score and credit line utilization) can be determined. Values of one of more categorical attributes can be changed as per a transition probability table. Some probabilities can be varied to determine a first tradeoff, based on which a first updated strategy can be generate Further, noise can be added to one or more ordinal attributes. Standard deviation of a noise distribution associated with the noise can be varied so as to determine a second tradeoff, based on which a second updated strategy can be generated. The second updated strategy can be an update of the first updated strategy. Offers can be provided to the plurality of customers in accordance with the second updated strategy.
公开/授权文献
- US20150332320A1 GENERATING OPTIMAL STRATEGY FOR PROVIDING OFFERS 公开/授权日:2015-11-19