- 专利标题: Systems and methods for generating transaction profile tags
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申请号: US16722072申请日: 2019-12-20
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公开(公告)号: US11386165B2公开(公告)日: 2022-07-12
- 发明人: Keyuan Wu , Roan Joy Halili Cuares , Spiridon Zarkov
- 申请人: Visa International Service Association
- 申请人地址: US CA San Francisco
- 专利权人: Visa International Service Association
- 当前专利权人: Visa International Service Association
- 当前专利权人地址: US CA San Francisco
- 代理机构: The Webb Law Firm
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00 ; G06F16/908 ; G06Q40/02 ; G06Q20/40 ; G06F16/28
摘要:
Methods for generating transaction profile tags from profile transaction activity may include receiving a transaction profile including recorded transactions, associating at least one transaction label with each of the transactions, the labels associated with transaction types, generating a set of profile features based on the recorded transactions from the transaction profile, encoding the set of profile features with a macro-encoder into a first-reduced set, clustering the first-reduced set into at least two subsets, each associated with a macro-profile tag, and tagging the transaction profile with one of the macro-profile tags. Methods may also include encoding the set of profile features with a micro-encoder selected based on the tagged macro-profile tag, clustering the second-reduced set into a plurality of subsets associated with account profile types, respectively, and tagging the transaction profile with a tag associated with the account profile type. Systems and computer program products are also provided.
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