Provided are a lockset and a pallet loading bin having the same. A lock hole is arranged at the pallet loading bin. The lockset comprises a lock bar and a handle. A first end of the lock bar is provided with a hook member for fitting the lock hole to realize locking. A connection portion is provided at the lock bar. The lock bar is rotatably connected, through the connection portion, to a bin body of the pallet loading bin. Rotation of the lock bar around the connection portion in a plane parallel to an outer surface of the bin body causes the hook member to extend into or retract from the lock hole, thereby realizing locking or unlocking of the lockset. The handle comprises a connection end. The handle is rotatably connected, through the connection end, to a second end of the lock bar opposite to the first end of the lock bar. Rotation of the handle around the connection end causes the handle to be positioned close to or away from the outer surface of the bin body. The lockset has a simple structure and low costs, can be processed and manufactured easily, can be operated flexibly with less effort, and adapts to the small thicknesses of an end wall and a side wall of a pallet loading bin.