Aspects described herein include a computer-implemented method (and related system and computer program product) comprising receiving, from a bonding service, an authorization request for a predefined authorized use of a good or service by a user. The authorization request indicates that the user meets one or more predefined criteria for the predefined authorized use. The method further comprises determining one or more penalty conditions of a bonding agreement for the predefined authorized use by the user, and receiving, from the bonding service, a confirmation that the user agrees to meet the one or more penalty conditions of the bonding agreement. The method further comprises receiving, from an owner of the good or service, an authorization of the authorization request, and transmitting, responsive to authorization of the authorization request, a token to the bonding service that enables the user to access the predefined authorized use of the good or service.