Invention Grant
- Patent Title: System and method for real-time transfer protocol determination
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Application No.: US17377846Application Date: 2021-07-16
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Publication No.: US11593784B2Publication Date: 2023-02-28
- Inventor: Milos Dunjic , David Samuel Tax
- Applicant: The Toronto-Dominion Bank
- Applicant Address: CA Toronto
- Assignee: The Toronto-Dominion Bank
- Current Assignee: The Toronto-Dominion Bank
- Current Assignee Address: CA Toronto
- Agency: Rowand LLP
- Main IPC: G06Q20/22
- IPC: G06Q20/22 ; G06Q20/10

Abstract:
A server computer system, comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to receive, via a user interface displayed on a client device, a signal including a request to transfer data; identify, based on the request to transfer data, a particular data record for receiving the data; determine, based on the particular data record, that a real-time transfer protocol is available to complete the transfer; and in response to determining that the real-time transfer protocol is available to complete the transfer, send, to the client device, a signal enabling a selectable option on the user interface to complete the transfer using the real-time transfer protocol.
Public/Granted literature
- US20230020441A1 SYSTEM AND METHOD FOR REAL-TIME TRANSFER PROTOCOL DETERMINATION Public/Granted day:2023-01-19
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