Invention Grant
- Patent Title: Information security system and method for multi-factor authentication for ATMS using authentication media
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Application No.: US17208024Application Date: 2021-03-22
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Publication No.: US11593807B2Publication Date: 2023-02-28
- Inventor: Srilekha Mudumbai Srinivasa , Brandon Sloane , Jinyoung Nathan Kim , Regina Yee Cadavid , Nia Mack , Ramkumar Korlepara , Elliott Leonard Lillard , Philip Lone Mintac , Michael Jacob Richardson , Gloria Youngsook Joo
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; H04L9/40 ; G06K19/06 ; G06Q20/10

Abstract:
A system for verifying a user operating an Automated Teller Machine (ATM) sends an authentication media item to a user device associated with the user when the ATM receives a transaction request. The system receives, from the ATM, a first image of the authentication media item when the authentication media item is presented to the ATM. The system compares the first image of the authentication media item with a second image of the authentication media item stored in a user profile associated with the user. The system extracts a first unique code from the first image of the authentication media item, and a second unique code from the second image of the authentication media item. The system determines whether the first unique code corresponds to the second unique code. The system approves the transaction request if it is determined that the first unique code corresponds to the second unique code.
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