- 专利标题: Secure elements broker (SEB) for application communication channel selector optimization
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申请号: US17140872申请日: 2021-01-04
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公开(公告)号: US11595820B2公开(公告)日: 2023-02-28
- 发明人: Sebastien Taveau , John Hastings Granbery
- 申请人: PayPal, Inc.
- 申请人地址: US CA San Jose
- 专利权人: PayPal, Inc.
- 当前专利权人: PayPal, Inc.
- 当前专利权人地址: US CA San Jose
- 代理机构: Haynes & Boone, LLP
- 主分类号: H04W12/08
- IPC分类号: H04W12/08 ; G06Q20/32 ; H04W4/60 ; H04W4/80 ; H04L9/40 ; G06F21/60 ; G06Q20/34 ; G06Q20/40 ; H04L67/1095 ; H04L67/10
摘要:
Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.