- 专利标题: Systems and methods for authenticating potentially fraudulent transactions using voice print recognition
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申请号: US17246818申请日: 2021-05-03
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公开(公告)号: US11625722B2公开(公告)日: 2023-04-11
- 发明人: Nikhil Murgai , Leonard Roseman
- 申请人: Capital One Services, LLC
- 申请人地址: US VA McLean
- 专利权人: Capital One Services, LLC
- 当前专利权人: Capital One Services, LLC
- 当前专利权人地址: US VA McLean
- 代理机构: Perkins Coie LLP
- 主分类号: G06Q20/40
- IPC分类号: G06Q20/40 ; G06Q20/32
摘要:
Methods and systems are disclosed for providing fraudulent transaction processes. In one embodiment, a method is disclosed for performing fraudulent transaction processes that may include receiving an indication that a payment transaction has been identified as potentially fraudulent, the payment transaction involving a payment account associated with a user. The method may also include receiving a candidate voice print and comparing the candidate voice print to a user voice print that is associated with the payment account. The method may further include determining, based on the comparison, whether the candidate voice print matches the user voice print, and providing an indication whether the candidate voice print matches the user voice print, the indication configured for use to determine whether to approve or deny the payment transaction.
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