A multi-terrain cart, comprising a cart body, two front and two rear non-pivoting wheels, a swivel wheel positioned forwardly or rearwardly to the front and rear non-pivoting wheels, respectively, an actuator for applying a downward force to the swivel wheel which causes the swivel wheel to be set at an operative position and two of the non-pivoting wheels to be raised relative to an underlying ground surface, and means for setting an angle of the swivel wheel relative to a lengthwise extending centerline of the cart body to cause the cart to rotate about a center of rotation that is determined by the set angle of the swivel wheel.