Embodiments of this application provide an information query method for a terminal and a terminal, to reduce unnecessary bandwidth traffic of a user and reduce a processing load of a service system when querying service information on a terminal app. The method in the embodiments of this application includes: receiving a first request, where the first request is used to indicate to query target service information of a first application app on the terminal; and determining, according to a query policy preset on the terminal, to process the first request on the terminal or request a service system associated with the terminal to process the first request.