A directional drilling-exploring-monitoring integrated method for guaranteeing safety of an underwater shield tunnel includes: drilling a small-diameter borehole below a water area, and establishing an initial geological model; reaming the small-diameter borehole into a large-diameter borehole, placing a parallel electrical method (PEM) power cable and a monitoring optical fiber cable into the large-diameter borehole, acquiring zero field data, primary field data and secondary field data through carbon rod measurement electrodes before tunnel excavation, and processing the data with an existing inversion method to form an inversion image, thereby obtaining a refined geological model of a stratum; starting the tunnel excavation, and respectively acquiring a disturbance condition of rock and soil and a sedimentation and deformation condition of rock and soil around the tunnel during the excavation, thereby implementing safety excavation of the tunnel; and continuously monitoring the tunnel and the surrounding rock and soil in later use of the tunnel.