Systems, computer program products, and methods are described herein for secure access control using dynamic resource replication. The present invention is configured to electronically receive, from a computing device of a user, a request to generate a resource access path to access a resource; determine one or more resource requirements associated with the resource; determine an authentication level associated with the user; initiate a resource replication engine on the one or more resource requirements and the authentication level associated with the user; determine, using the resource replication engine, that the one or more requirements and the authentication level associated with the user meets one or more conditions for a replication process; and generate, using the resource replication engine, the resource access path and a plurality of replicate resource access paths.