A protective device configured to provide a user with body protection includes an umbrella having a canopy and a centrally positioned shaft extending from a center of the canopy. The shaft includes a telescopic stem configured to support the protective device when configured in its extended position. A plurality of umbrella spines extends from the centrally positioned shaft in a radial direction from the center of the canopy. Each umbrella spine has a proximate end originating adjacent the centrally positioned shaft and a distal end spaced apart from and opposite the proximate end. The distal end houses a telescoping rigid segment that is configured for radial extension from the distal end. The protective device further includes a protective member extending from a peripheral edge of the canopy. According to an aspect, the rigid segment is configured to support the protective member in the radially extended position.