A data loading and processing system, and a method therefor are disclosed. In the present invention, a collection server confirms the state of target resources before collecting data, determines a data collecting and loading method for the corresponding resources on the basis of the confirmed state of the resources, transmits a data collection request to a data server, collects the data from the data server through the determined data collecting and loading method, and loads the collected data in a big data platform so as to collect and load data by an optimum data collecting and loading method according to the current state of objects to be collected and objects to be loaded, and thus can increase overall system operation efficiency.