Invention Grant
- Patent Title: Determining payment details based on contextual and historical information
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Application No.: US18054106Application Date: 2022-11-09
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Publication No.: US11854013B1Publication Date: 2023-12-26
- Inventor: Gerardo Costilla , Marria Wairnola Rhodriquez
- Applicant: Wells Fargo Bank, N.A.
- Applicant Address: US CA San Francisco
- Assignee: Wells Fargo Bank, N.A.
- Current Assignee: Wells Fargo Bank, N.A.
- Current Assignee Address: US CA San Francisco
- Agency: Shumaker & Sieffert, P.A.
- Main IPC: G06Q20/10
- IPC: G06Q20/10 ; G10L15/00 ; G06Q20/40 ; G06Q20/42 ; G10L15/26 ; G06V30/148 ; G06V40/16 ; G06V30/10

Abstract:
A computing system may be configured to determine payment details for funds transfers from unstructured sets of data. The system may maintain historical transaction information associated with each of a plurality of users. The system may receive data associated with a transaction. The system may identify a user associated with the data, wherein the user is one of the plurality of users. The system may determine, based on contextual information of the data and the historical transaction information associated with the user, payment details about the transaction. The payment details may include a payment amount and one or more recipients. The system may execute a funds transfer for the payment amount from a source account associated with the user to one or more destination accounts associated with the one or more recipients.
Information query