- 专利标题： Systems and methods for determining a fixed premium rate based on behavior
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申请号： US16896002申请日： 2020-06-08
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公开(公告)号： US11954737B1公开(公告)日： 2024-04-09
- 发明人: Stephen Young , Michael A. Merwarth , Jon-Michael Kowall , Michael Kyne , Carolyn Knopf
- 申请人： United Services Automobile Associate (USAA)
- 申请人地址： US TX San Antonio
- 专利权人： United Services Automobile Association (USAA)
- 当前专利权人： United Services Automobile Association (USAA)
- 当前专利权人地址： US TX San Antonio
- 代理机构： Fletcher Yoder, P.C.
- 主分类号： G06Q40/08
- IPC分类号： G06Q40/08 ; G06F16/00 ; G08G1/0967 ; G06Q40/00 ; G06Q50/00
摘要：
A system may include a vehicle system configured to monitor one or more monitor variables related to a vehicle. The system may also include a processor that may receive a selection of the one or more monitor variables to monitor and receive data from the vehicle system. The data may be limited based on the selection of the one or more monitor variables. The processor may then determine a fixed rate premium for at least two years based on the data and display a visualization that may include the fixed rate premium on a display.
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