Disclosed are systems d methods for optimizing resource utilization by generating resource initialization data that is customized to particular users. The initialization data is customized and optimized based on user evaluation data that includes information about user attributes, functions, and user computing devices. The systems and methods utilize artificial intelligence (“AI”) systems to process data received from user devices, such as Internet navigation data, device configuration data, and user account data associated with users that have been authenticated. The AI systems process the user evaluation data to classify users by determining the probabilities that the users match predefined classifications. For users that meet predefined classifications, the AI systems determine probabilities that users will accept customized resource initialization parameters. The user acceptance probabilities are used to determine optimized resource initialization data and to generate graphical user interfaces that display optimized resource initialization data on a user computing device.