A method of confirming the user rights of a file to be loaded into a terminal, wherein a user of the terminal is requested to acknowledge a licence of the file. A single payment limit value is stored in the terminal for effecting a licence charge. After acknowledgement of the licence of the file, the price and identifier of the file, and the identifiers of the different parties to the distribution path are stored file-specifically. The prices of all loaded files are summed up and if the summed-up price exceeds the single payment limit value, a message authorizing a charge amounting to the single payment is transmitted to a third party responsible for the charge, the message comprising information on the identifiers of the files charged in the single payment, the identifiers of the different parties to the distribution path, and the portion of each file in the single payment.