A photothermographic material, which includes: a support; and image forming layers containing a photosensitive silver halide, a non-photosensitive organic silver salt, a reducing agent, a polyhalogen compound, and a binder, on the support, wherein the number of the image forming layers provided is at least 2, at least one layer of the image forming layers contains a reducing agent represented by the following formula (I), and at least one layer of the other image forming layers contains a reducing agent represented by the following formula (II):