发明申请
- 专利标题： Stored value account for use with virtual coupons
- 专利标题（中）： 存储值帐户用于虚拟优惠券
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申请号： US10951467申请日： 2004-09-27
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公开(公告)号： US20060074784A1公开(公告)日： 2006-04-06
- 发明人: Jaime Brown
- 申请人： Jaime Brown
- 申请人地址： US CO Englewood
- 专利权人： First Data Corporation
- 当前专利权人： First Data Corporation
- 当前专利权人地址： US CO Englewood
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
A system and method for the purchase of products, wherein a database account is credited with virtual coupons. Each virtual coupon is associated with a maximum value and a specified product. When a purchase is made, the coupon is debited from the account upon presentation of a financial card at a POS terminal, and any difference between the maximum value of the coupon and the actual purchase price is stored in the database. In one embodiment, coupons are issued through a government benefits program, such as the federally funded WIC (Women, Infants, Children) program. The financial card may also be associated with a second account, such as a credit or debit card account. The second account may be used to purchase products other than those specified by the virtual coupons.
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