A computer is configured for pay-per-use or prepaid operation using internally stored value that may be directed to various aspects of the computer's operation, for example, printing or use of a particular application program. The value used may be logged and that information may be transferred to a host where individual service providers may be compensated for purchases made on the computer according to usage. The user may be presented with payment options such as single use or subscription for a given local purchase decision. A method of operation is also disclosed.