An article called a tibbidy is disclosed to be attached to an outer garment and provide comfort and protection to the person wearing the garment when the person chooses not to wear inner- or undergarments beneath the garment. The article is a lightweight flexible fabric pad which is configured to conform to the inner surface of a garment, such as the inseam and crotch of a pair of pants or the axillary area of a shirt garment. The product has a soft comfortable top layer, optionally an intermediate supporting layer for the top layer, and an adhesive layer for adhesion to the inner surface of the garment. The product exists in various embodiments, some of which are specifically configured for use by women, others for use by men, and others of a “unisex” configuration for use by both men and women.