发明申请
- 专利标题: Apparatus and method for integrated payment and electronic merchandise transfer
- 专利标题(中): 一体化支付和电子商品转账的设备和方法
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申请号: US11478185申请日: 2006-06-29
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公开(公告)号: US20070012763A1公开(公告)日: 2007-01-18
- 发明人: Eddy Van de Velde , David Roberts , Patrik Smets
- 申请人: Eddy Van de Velde , David Roberts , Patrik Smets
- 申请人地址: US NY Purchase
- 专利权人: MasterCard International Incorporated
- 当前专利权人: MasterCard International Incorporated
- 当前专利权人地址: US NY Purchase
- 主分类号: G06K5/00
- IPC分类号: G06K5/00
摘要:
Payment transactions using a payment infrastructure are efficiently combined with e-merchandise transactions using an e-merchandise infrastructure, while allowing each infrastructure to concentrate on its primary function. An electronic payment device configured according to the payment infrastructure is interrogated by a payment module (also configured according to the payment infrastructure) of a first terminal to obtain financial data. Electronic merchandise-related information is generated by an electronic merchandise module (configured according to the electronic merchandise infrastructure) of the first terminal, and such information is transferred to the electronic payment device within a transaction conducted in accordance with the financial data and the payment infrastructure.