发明申请
- 专利标题： Using commercial share of wallet to rate business prospects
- 专利标题（中）： 使用钱包的商业份额来评估商业前景
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申请号： US11394199申请日： 2006-03-31
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公开(公告)号： US20070016501A1公开(公告)日： 2007-01-18
- 发明人: Siddhartha Chatterji , Kathleen Haggerty , Charles Lyon , Benedict Okoh , Robert Phelan , Jon Ruterman , Geraldine Turner , Chao Yuan , Arnab Biswas
- 申请人： Siddhartha Chatterji , Kathleen Haggerty , Charles Lyon , Benedict Okoh , Robert Phelan , Jon Ruterman , Geraldine Turner , Chao Yuan , Arnab Biswas
- 专利权人： American Express Travel Related Services Co., Inc., a New York Corporation
- 当前专利权人： American Express Travel Related Services Co., Inc., a New York Corporation
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
Commercial size of spending wallet (“CSoSW”) is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet (“CSoW”) is the portion of the spending wallet that is captured by a particular financial company. A modeling approach utilizes various data sources to provide outputs that describe a company's spend capacity. Research analysts can use CSoW/CSoSW to provide a comprehensive and robust indication of the business prospects of a rated company.
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