A user terminal device implemented with a system for and method of setting a borderless function includes an object extracting part extracting the object including font and image from the data to be printed; a driver creating printing data by either enlarging or reducing the image corresponding to the paper size, and resetting the font location, out of the extracted objects; and an interfacing part of an image forming apparatus transmitting the created printing data to the image forming apparatus. Accordingly, a font is prevented from being distorted when the borderless function is applied.