The invention provides a heat developable photosensitive material including a substrate, and at least one constituent layer which contains a photosensitive silver halide, a non-photosensitive organic silver salt, a reducing agent for thermal developing and a binder. The material includes at least one reducing agent that does not form a dye at the time of thermal developing and at least one reducing forming a dye at the time of thermal developing, and the dye-forming reducing agent is more active than the reducing agent that does not form a dye at the time of thermal developing.