A virtual operator and method for rating a charge for connecting to a network from a virtual operator and facilitating analysis of profitability of using a network. The virtual operator receives a Charge Detail Record in real time from a network the virtual operator is using for a service. The virtual operator calculates the current utilization of the network's resources using the received CDR. The virtual operator calculates a rate for connecting to the network, the rate corresponding to the virtual operator's current utilization of the network's resources. The virtual operator further calculates a cost for providing the service, the revenue for providing the service, and the profit based on the difference between the revenue for providing the service and the cost for providing the service.