A financial transaction product includes a housing and an account identifier. The housing includes a bladder configured to be selectively inflated and deflated. The account identifier is on the housing and links the housing to at least one of a financial account or a financial record such that the housing can be used toward the purchase of one or more of goods and services. Methods of assembling a financial transaction product, methods of encouraging purchase and facilitating use of a financial transaction product, and other embodiments are also disclosed.