A financial transaction card includes a substrate and a visual distortion member. The substrate defines an aperture and includes an account identifier. The account identifier links the financial transaction card to at least one of a financial account and a financial record. The visual distortion member is positioned at least partially within the aperture and coupled with the substrate, and the visual distortion member is configured to distort images viewed therethrough. Methods of encouraging purchase and facilitating use of a stored-value card, and other financial transaction card embodiments are also disclosed.