A mechanically convertible transaction product includes a body, two or more appendages, and an account identifier. Each of the two or more appendages is rotatably coupled with the body and configured to selectively rotate relative to the body between a compact position and an expanded position. Each appendage extends further away from the body when in the expanded position such that an overall form of the transaction product is altered when any of the appendages are in the expanded position as compared to when all of the appendages are in the compact position. The account identifier links the transaction product to an account or record. Stored-value products, combinations, methods of providing a transaction card, and other embodiments are also disclosed.