A method for inferring the physiological condition an individual using a physiological monitoring system including providing a set of personal data regarding the individual, the personal data including wellness parameter data or semantic data or both, wherein the wellness parameters correspond to known physiological attributes for the individual; acquiring physiological data of the individual and associated capture condition data, during multiple capture events; calculating wellness parameter data for the individual, using the physiological data and the capture condition data; analyzing the wellness parameter data to identify changes in the wellness parameter data; and inferring the physiological condition of the individual from the changes in the wellness parameter data in view of the semantic data.