Systems and methods for compensating lenders of bandwidth in an ad hoc network and, more particularly, to systems and methods for providing payment strategies for bandwidth sharing in an ad-hoc network. The method comprises establishing an ad-hoc network between a borrower and at least one lender of bandwidth, and providing compensation instructions to compensate the at least one lender of bandwidth for lending the bandwidth to the borrower. The system may be a computer infrastructure for implementing the steps of the method.