发明申请
- 专利标题： Person to person virtual cash transfer transaction using mobile phones
- 专利标题（中）： 使用手机的人对人虚拟现金转移交易
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申请号： US12069508申请日： 2008-02-11
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公开(公告)号： US20090157546A1公开(公告)日： 2009-06-18
- 发明人: Rodell Garcia , Raul Macatangay , Mickey Cayetano , Grace Reyes , Jewel Dimaano , Marlowe Pongol , Sheila Jimenez , Melenita Quito , Jenny Villanueva , Justine Camacho , Glenn Mendoza , Kaytee Reyes , Shydee Buizon-Tiambeng , Jessica A. Reyes , Joanne Avendano , Verna Quinton , Alain Bustamante , Louie Domingo , Fernando P. Teodoro , Richard Matotek , Andrew Barnham , Justin Ho
- 申请人： Rodell Garcia , Raul Macatangay , Mickey Cayetano , Grace Reyes , Jewel Dimaano , Marlowe Pongol , Sheila Jimenez , Melenita Quito , Jenny Villanueva , Justine Camacho , Glenn Mendoza , Kaytee Reyes , Shydee Buizon-Tiambeng , Jessica A. Reyes , Joanne Avendano , Verna Quinton , Alain Bustamante , Louie Domingo , Fernando P. Teodoro , Richard Matotek , Andrew Barnham , Justin Ho
- 专利权人： G-XCHANGE, INC.,UTIBA PTY LTD.
- 当前专利权人： G-XCHANGE, INC.,UTIBA PTY LTD.
- 优先权： PH1-2005-000418 20050822
- 主分类号： G06Q40/00
- IPC分类号： G06Q40/00
摘要：
A person to person cash transfer transaction method using mobile phones comprising the steps of: -sender sends a transfer command to the recipient containing the transfer amount, sender's PIN and the recipient's mobile number; -telco verifies if the sender's mobile phone cash account has sufficient balance to effect the transfer of the amount of virtual cash being transferred; -telco deducts the sender's mobile phone cash account with the amount of virtual cash to e transferred and credits the same amount of recipient's mobile phone cash account; -sender and recipient receive SMS acknowledgment with confirmation number from telco; -recipient if registered may not use the virtual cash for any financial transaction.
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