发明申请
- 专利标题: Network-Based Viral Payment System
- 专利标题(中): 基于网络的病毒支付系统
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申请号: US12405203申请日: 2009-03-16
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公开(公告)号: US20090287601A1公开(公告)日: 2009-11-19
- 发明人: John Tumminaro , John Michael Tumminaro , Christopher A. Paddock , David Schwartz , Irvin Henderson
- 申请人: John Tumminaro , John Michael Tumminaro , Christopher A. Paddock , David Schwartz , Irvin Henderson
- 申请人地址: US CA Redwood City
- 专利权人: OBOPAY, INC.
- 当前专利权人: OBOPAY, INC.
- 当前专利权人地址: US CA Redwood City
- 主分类号: G06Q20/00
- IPC分类号: G06Q20/00 ; G06F15/16
摘要:
A system and method for transferring funds among registered and unregistered users of a value exchange system comprises a server system for receiving value exchange instructions from a sender, where the value exchange instructions include a recipient who may not be registered with the system. The value exchange instructions initiate a computer-generated sequence for authenticating the identity of the recipient, permitting the recipient to designate a payment method, and transferring funds to properly authenticated recipients.