- 专利标题: Method of authorizing automated banking machine use responsive to user data read from data bearing records
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申请号: US12584974申请日: 2009-09-14
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公开(公告)号: US20100006645A1公开(公告)日: 2010-01-14
- 发明人: Jay Paul Drummond , Bob A. Cichon , Mark D. Smith , David Weis
- 申请人: Jay Paul Drummond , Bob A. Cichon , Mark D. Smith , David Weis
- 主分类号: G07F19/00
- IPC分类号: G07F19/00
摘要:
An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. The read card data can also be associated with a server address, where a record is located. The machine operates prior to a transaction to determine whether the record can be fully downloaded from the server address. Based on a successful determination, the machine can then fully download the record from the address during a transaction that needs the record. The pre-check arrangement reduces transaction time outs that may occur as a result of futile attempts by the machine to access an unavailable record during a transaction.