Systems, devices, and techniques for remotely tracking vehicle and driver behavior. Embodiments may include an on-board vehicle monitoring device, comprising an interface device and a gateway device. The interface device may include receiving information from a diagnostic system of a vehicle. The gateway device may collect a set of vehicle operating data corresponding to a driver or vehicle behavior. The set of vehicle operating data may comprise at least some of the information from the diagnostic system of the vehicle. A host computer may have instructions for compiling driver behavior data, based at least in part on analysis of received vehicle operating data. The instructions may also include instructions for providing a user interface; and instructions for causing the user interface to display, for a user, information corresponding to the compiled driver behavior data.