A predictive service system can include a gathering service to gather user information, a semantic service to generate a semantic abstract for the user information, a policy service to enforce a policy, and a predictive service to act on an actionable item that is created based on the user information, the semantic abstract, and the policy. The system can also include an analysis module to create the actionable item and send it to the predictive service. The system can also include an identity service to create a crafted identity for the user.