A method and system for managing driving patterns by charging a variable incentive and/or disincentive based on individual driving behaviors. Distances detected between a vehicle and other vehicles are detected within a time period. N tailgating incidents are identified based on the detected distances being less than a threshold value for distance. A variable toll is determined by evaluating a function of a base amount and N. The driver of the vehicle is charged the variable toll. Charging the variable toll provides an incentive to the driver to encourage driving that does not include tailgating or a disincentive to the driver to deter tailgating.