The invention describes systems and methods of assessing risk using a computer. A computer-based system including an enrollment module, a data aggregation module, a risk assessment module, and a memory is provided for assessing risks. The enrollment receives, at a computer, personal information regarding at least one entity. The data aggregation module receives, at the computer, risk information regarding the entity according to the personal information from at least one data source. The risk assessment module converts the risk information to assessment information. The memory stores the personal information, the risk information, and/or the assessment information on the computer.