An apparatus and a method of accident reporting in a portable terminal are provided. The method of accident reporting includes displaying a plurality of dangerous situation classification codes on a screen upon selection of a menu for reporting occurrence of a danger, selecting at least one dangerous situation classification code among the plurality of dangerous situation classification codes, requesting an input of an authentication number with respect to transmission of the selected dangerous situation classification code, and if the authentication code is valid, transmitting to a destination a specific message including a description of the selected dangerous situation classification code.