发明申请
- 专利标题: INDIVIDUAL CUSTOMER COMMUNITY HUB
- 专利标题(中): 个人客户社区
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申请号: US12713624申请日: 2010-02-26
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公开(公告)号: US20110213703A1公开(公告)日: 2011-09-01
- 发明人: Srinath Nagarajan , Timothy James Mark
- 申请人: Srinath Nagarajan , Timothy James Mark
- 申请人地址: US NC Charlotte
- 专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人地址: US NC Charlotte
- 主分类号: G06Q99/00
- IPC分类号: G06Q99/00 ; G06Q10/00 ; G06Q40/00 ; H04L9/32 ; G06F15/16 ; G06F17/30
摘要:
The individual community hub provides individual customers the ability to access information related to events, businesses, offers, and activities that are a part of the individual customer's local community through the individual customer's online banking account. The individual customer can search, identify, receive offers or discounts from, review, etc. the events, businesses, and activities in which the individual customer might be interested. The information provided to the individual customer may be based on the customer's local community (e.g. geographic location), as well as the individual customer's transaction information captured by the bank each time the individual customer makes a purchase or completes a transaction through the bank. The information may also be based on information obtained from the bank's relationship with local businesses and/or other individual customers. In this way an individual customer's online banking account becomes the individual customer's source of local personalized community information.