发明申请
- 专利标题： INFORMATION BANKING
- 专利标题（中）： 信息银行
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申请号： US13219183申请日： 2011-08-26
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公开(公告)号： US20110313872A1公开(公告)日： 2011-12-22
- 发明人: Samuel Jeff Carter , Ray Garcia , David Joa , David Joffe , John Mertz , Zoran Obradovic , Hans Schumacher
- 申请人： Samuel Jeff Carter , Ray Garcia , David Joa , David Joffe , John Mertz , Zoran Obradovic , Hans Schumacher
- 申请人地址： US NC Charlotte
- 专利权人： BANK OF AMERICA CORPORATION
- 当前专利权人： BANK OF AMERICA CORPORATION
- 当前专利权人地址： US NC Charlotte
- 主分类号： G06Q20/00
- IPC分类号： G06Q20/00 ; G06Q30/00 ; G06K5/00
摘要：
A method for conducting a financial transaction can be used by a person using a mobile device to conduct the transaction. The mobile device receives information related to the person that can be used for authentication purposes, such as a PIN or biometric data. The mobile device then authenticates the person by verifying the information received. If the person is authenticated, the transaction is completed using the mobile device, and if the person is not authenticated, the transaction is prevented.
公开/授权文献
- US08181858B2 Information banking 公开/授权日：2012-05-22