One embodiment is a filter element including an outer filter media and an inner filter media. The outer filter media is operable to remove particulates present in a flow of fluid and/or coalesce water contained in the flow of fluid. The inner filter media is operable to remove particulates from the flow of fluid, separate water form the flow of fluid, and remove particulates from the flow of fluid. Other embodiments include unique apparatus, devices, systems, and methods relating to fuel filters and filtration. Further embodiments, forms, objects, features, advantages, aspects, and benefits of the present application shall become apparent from the detailed description and figures included herewith.