发明申请
- 专利标题: Generation And Use Of Cash Value Debit Cards
- 专利标题(中): 现金价值借记卡的生成和使用
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申请号: US12847633申请日: 2010-07-30
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公开(公告)号: US20120030112A1公开(公告)日: 2012-02-02
- 发明人: Timothy James Mark , Tony England , Kim Leah Bunn , Vladimir B. Kasperovich
- 申请人: Timothy James Mark , Tony England , Kim Leah Bunn , Vladimir B. Kasperovich
- 申请人地址: US NC Charlotte
- 专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人地址: US NC Charlotte
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00
摘要:
Systems and methods for generating and using a cash value debit card are described. A request from a user to add value to a cash value debit card account financially secured by a financial entity against an account of the user may be received. The user may be authenticated to the account of the user with the financial entity. Monetary funds may be debited from the account of the user by an amount to add to the cash value debit card account, and the debited amount may be added to the cash value debit card account. A request to withdraw monetary funds from the cash value debit card account may be received. A determination may be made as to whether to authorize the withdrawal from the cash value debit card account. The withdrawal may be authorized, and the cash value debit card account may be debited accordingly.