发明申请
- 专利标题: SYSTEM AND METHOD FOR TRANSACTION AUTHENTICATION USING A MOBILE COMMUNICATION DEVICE
- 专利标题(中): 使用移动通信设备进行交易认证的系统和方法
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申请号: US12949144申请日: 2010-11-18
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公开(公告)号: US20120129492A1公开(公告)日: 2012-05-24
- 发明人: Robert G. Mechaley, JR.
- 申请人: Robert G. Mechaley, JR.
- 申请人地址: US WA Kirkland
- 专利权人: Eagle River Holdings LLC
- 当前专利权人: Eagle River Holdings LLC
- 当前专利权人地址: US WA Kirkland
- 主分类号: H04M3/16
- IPC分类号: H04M3/16
摘要:
A transaction authentication system uses a computer network and mobile telephone network to authenticate a user. The user initiates a transaction and provides an identity token, such as the mobile telephone number. The identity token is used by an authentication server to initiate the issuance of a new temporary identity for the corresponding mobile device. The new temporary identity is forwarded from the mobile device to the authentication server which issues a security code if there is a match between the new temporary identities. The security code is forwarded to a transaction server which relays it to the authentication server. If the forwarded security code matches the generated security code, the transaction is permitted to continue.